*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
        :root {
            --blue-header: #1a5278;
            --blue-light: #e8f4fc;
            --blue-btn-grad: linear-gradient(180deg, #256992 0%, #1a5278 100%);
            --gold-btn: linear-gradient(180deg, #c4a24e 0%, #a88432 100%);
            --page-bg: #edf4fa;
            --border-blue: #6aadcf;
            --text-navy: #1a5278;
            --text-muted: #64748b;
            --white: #fff;
            --input-bg: #f4f7fa;
            --radius-sm: 8px;
            --radius-lg: 16px;
            --shadow-md: 0 6px 20px rgba(26,82,120,0.12);
            --shadow-lg: 0 12px 40px rgba(26,82,120,0.15);
            --transition: 0.22s ease;
            --font-hi: "Noto Sans Devanagari", sans-serif;
            --page-w: 820px;
        }
        body { font-family: "Roboto", sans-serif; background: var(--page-bg); color: #111; line-height: 1.55; min-height: 100vh; }
        a { text-decoration: none; color: inherit; }
        button { font-family: inherit; cursor: pointer; }
        .wrap { width: min(var(--page-w), 94%); margin: 0 auto; }

        /* Site Header */
        .site-header {
            position: sticky;
            top: 0;
            z-index: 200;
            box-shadow: 0 2px 16px rgba(10,46,70,0.08);
            transition: box-shadow var(--transition);
        }
        .navbar {
            background: var(--white);
            padding: 14px 0;
            transition: padding var(--transition);
        }
        .navbar__row {
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 16px;
        }
        .logo-wrap {
            display: flex;
            align-items: center;
            flex-shrink: 0;
        }
        .logo-wrap img {
            height: 56px;
            width: auto;
            max-width: min(280px, 52vw);
            object-fit: contain;
            display: block;
        }
        .nav-menu {
            display: flex;
            align-items: center;
            gap: 2px;
            list-style: none;
        }
        .nav-menu > li > a {
            display: block;
            padding: 8px 12px;
            font-size: 14px;
            font-weight: 500;
            color: var(--text-navy);
            border-radius: var(--radius-sm);
            line-height: 1.25;
            text-align: center;
            transition: background var(--transition);
        }
        .nav-menu > li > a:hover { background: #f1f5f9; }
        .navbar__actions {
            display: none;
            align-items: center;
            gap: 8px;
            flex-shrink: 0;
        }
        .btn-login-outline {
            padding: 7px 14px;
            font-size: 13px;
            font-weight: 500;
            color: var(--blue-header);
            border: 1.5px solid var(--blue-header);
            border-radius: var(--radius-sm);
            background: transparent;
            font-family: inherit;
            cursor: pointer;
            white-space: nowrap;
            transition: background var(--transition);
        }
        .btn-login-outline:hover { background: #f1f5f9; }
        .btn-login-gold {
            padding: 7px 14px;
            font-size: 13px;
            font-weight: 600;
            color: var(--white);
            border: none;
            border-radius: var(--radius-sm);
            background: var(--gold-btn);
            box-shadow: 0 2px 8px rgba(0,0,0,0.15);
            white-space: nowrap;
            transition: transform var(--transition), box-shadow var(--transition);
        }
        .btn-login-gold:hover { transform: translateY(-1px); box-shadow: 0 4px 12px rgba(0,0,0,0.2); }
        .nav-call {
            display: none;
            align-items: center;
            gap: 6px;
            padding: 8px 16px;
            background: var(--blue-btn-grad);
            color: var(--white);
            border-radius: 999px; /* var(--radius-pill) equivalent */
            font-size: 13px;
            font-weight: 600;
            box-shadow: var(--shadow-sm);
        }
        .nav-toggle {
            display: none;
            background: var(--blue-light);
            border: none;
            width: 42px;
            height: 42px;
            border-radius: var(--radius-sm);
            font-size: 22px;
            color: var(--text-navy);
            cursor: pointer;
        }

        /* Mobile-only auth row inside hamburger menu — hidden on desktop */
        .nav-menu__auth--mobile { display: none; }

        @media (min-width: 921px) {
            .navbar__actions { display: flex; }
            .nav-call { display: inline-flex; }
        }
        @media (max-width: 920px) {
            .nav-menu {
                display: none;
                position: absolute;
                top: 100%;
                left: 0;
                right: 0;
                flex-direction: column;
                background: var(--white);
                padding: 12px;
                border-top: 1px solid #e8edf2;
                box-shadow: var(--shadow-md);
            }
            .nav-menu.open { display: flex; }
            .nav-menu > li { width: 100%; }
            .nav-menu > li > a {
                width: 100%;
                text-align: left;
                padding: 12px 14px;
            }
            .nav-menu__auth--mobile {
                display: block;
                width: 100%;
                margin-top: 4px;
                padding-top: 12px;
                border-top: 1px solid #e8edf2;
            }
            .nav-menu__auth-row {
                display: flex;
                flex-direction: column;
                gap: 8px;
            }
            .nav-menu__auth-form { margin: 0; width: 100%; }
            .nav-menu__auth-btn {
                display: block;
                width: 100%;
                text-align: center;
                padding: 12px 14px;
                font-size: 14px;
                border-radius: var(--radius-sm);
                box-sizing: border-box;
            }
            .nav-menu__auth-call {
                display: inline-flex;
                align-items: center;
                justify-content: center;
                gap: 6px;
                background: var(--blue-btn-grad);
                color: #fff;
                font-weight: 600;
                text-decoration: none;
            }
            .navbar { position: relative; }
            .nav-toggle { display: flex; align-items: center; justify-content: center; }
        }

        .dash-header {
            background: var(--white);
            border-bottom: 2px solid rgba(106,173,207,0.35);
            box-shadow: 0 2px 12px rgba(10,46,70,0.06);
            position: sticky;
            top: 0;
            z-index: 100;
        }
        .dash-header__row {
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 12px;
            padding: 12px 0;
            flex-wrap: wrap;
        }
        .dash-header__logo img { height: 48px; max-width: 200px; }
        .dash-btn {
            padding: 8px 16px;
            font-size: 13px;
            font-weight: 600;
            border-radius: var(--radius-sm);
            border: 1.5px solid #c5d8e6;
            background: var(--white);
            color: var(--text-navy);
        }
        .dash-btn:hover { background: var(--blue-light); }

        .page-main { padding: 28px 0 48px; }
        .svc-hero {
            background: var(--blue-btn-grad);
            color: #fff;
            border-radius: var(--radius-lg);
            padding: 28px 24px;
            margin-bottom: 20px;
            box-shadow: var(--shadow-md);
        }
        .svc-hero__badge {
            display: inline-block;
            font-size: 11px;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 0.5px;
            background: rgba(255,255,255,0.15);
            padding: 4px 10px;
            border-radius: 999px;
            margin-bottom: 12px;
        }
        .svc-hero h1 {
            font-size: clamp(22px, 4vw, 30px);
            font-weight: 800;
            line-height: 1.3;
            margin-bottom: 10px;
        }
        .svc-hero__hi {
            font-family: var(--font-hi);
            font-size: 17px;
            font-weight: 700;
            opacity: 0.95;
            margin-bottom: 8px;
        }
        .svc-hero p { font-size: 14px; opacity: 0.92; }

        .content-card {
            background: var(--white);
            border: 2px solid rgba(106,173,207,0.35);
            border-radius: var(--radius-lg);
            padding: 22px 20px;
            margin-bottom: 18px;
            box-shadow: var(--shadow-md);
        }
        .content-card h2 {
            font-size: 17px;
            font-weight: 800;
            color: var(--text-navy);
            margin-bottom: 12px;
        }
        .content-card p, .content-card li {
            font-size: 14px;
            color: #334155;
            margin-bottom: 10px;
        }
        .content-card ul { padding-left: 20px; margin-bottom: 8px; }
        .content-card .hi-block {
            font-family: var(--font-hi);
            font-size: 15px;
            font-weight: 600;
            color: var(--text-navy);
            background: var(--blue-light);
            border-radius: var(--radius-sm);
            padding: 14px;
            margin-top: 14px;
            line-height: 1.6;
        }

        .price-table { width: 100%; border-collapse: collapse; font-size: 14px; }
        .price-table th,
        .price-table td {
            padding: 12px 14px;
            border-bottom: 1px solid #e8eef3;
            text-align: left;
        }
        .price-table th { font-size: 11px; text-transform: uppercase; color: var(--text-muted); font-weight: 700; }
        .price-table td:last-child { text-align: right; font-weight: 700; color: var(--text-navy); white-space: nowrap; }
        .price-table tr.price-table__sub td { background: #f8fafc; font-weight: 800; }
        .price-table tr.price-table__total td {
            background: var(--blue-light);
            font-size: 16px;
            color: var(--text-navy);
        }
        .price-table .bracket-note {
            display: block;
            font-size: 12px;
            font-weight: 600;
            color: var(--text-muted);
            margin-top: 2px;
        }
        .price-note {
            font-size: 12px;
            color: var(--text-muted);
            margin-top: 12px;
            line-height: 1.45;
        }

        .btn-apply {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            gap: 8px;
            width: 100%;
            max-width: 360px;
            padding: 14px 24px;
            font-size: 16px;
            font-weight: 700;
            color: #fff;
            background: var(--gold-btn);
            border: none;
            border-radius: 999px;
            box-shadow: var(--shadow-md);
            transition: transform var(--transition);
        }
        .btn-apply:hover { transform: translateY(-2px); }
        .apply-wrap { text-align: center; margin-top: 8px; }

        .svc-flash {
            display: flex;
            align-items: flex-start;
            gap: 10px;
            padding: 14px 16px;
            margin-bottom: 20px;
            border-radius: var(--radius-sm);
            font-size: 14px;
            line-height: 1.5;
        }
        .svc-flash i { font-size: 20px; flex-shrink: 0; margin-top: 1px; }
        .svc-flash--success {
            background: #ecfdf5;
            border: 1px solid #a7f3d0;
            color: #065f46;
        }
        .svc-flash--info {
            background: #eff6ff;
            border: 1px solid #bfdbfe;
            color: #1e40af;
        }

        .coming-soon {
            text-align: center;
            padding: 24px;
            color: var(--text-muted);
        }

        .itr-select-wrap { margin-bottom: 4px; }
        .itr-select-wrap label {
            display: block;
            font-size: 13px;
            font-weight: 700;
            color: var(--text-navy);
            margin-bottom: 8px;
        }
        .itr-select-wrap select {
            width: 100%;
            padding: 12px 14px;
            font-size: 15px;
            font-weight: 600;
            color: var(--text-navy);
            border: 2px solid rgba(106,173,207,0.5);
            border-radius: var(--radius-sm);
            background: var(--input-bg);
            cursor: pointer;
            appearance: none;
            background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%231a5278' viewBox='0 0 256 256'%3E%3Cpath d='M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z'/%3E%3C/svg%3E");
            background-repeat: no-repeat;
            background-position: right 14px center;
            padding-right: 42px;
        }
        .itr-select-wrap select:focus {
            outline: none;
            border-color: var(--border-blue);
            box-shadow: 0 0 0 3px rgba(106,173,207,0.25);
        }
        .itr-brief__tag {
            display: inline-block;
            font-size: 11px;
            font-weight: 800;
            text-transform: uppercase;
            letter-spacing: 0.4px;
            color: var(--text-navy);
            background: var(--blue-light);
            padding: 4px 10px;
            border-radius: 999px;
            margin-bottom: 10px;
        }
        .itr-brief__for {
            font-size: 13px;
            font-weight: 600;
            color: var(--text-muted);
            margin-bottom: 10px;
        }

        .form-modal {
            position: fixed;
            inset: 0;
            z-index: 1000;
            display: none;
            align-items: center;
            justify-content: center;
            padding: 16px;
        }
        .form-modal.is-open { display: flex; }
        .form-modal.is-forced .form-modal__close { display: none !important; }
        .form-modal.is-forced .form-modal__backdrop { pointer-events: none !important; }
        .page-main--blocked {
            filter: blur(8px);
            opacity: 0.35;
            pointer-events: none;
            user-select: none;
            transition: filter 0.3s ease, opacity 0.3s ease;
        }
        .form-modal__backdrop {
            position: absolute;
            inset: 0;
            background: rgba(6,30,50,0.6);
            backdrop-filter: blur(3px);
        }
        .form-modal__box {
            position: relative;
            z-index: 2;
            width: min(560px, 100%);
            max-height: 92vh;
            overflow-y: auto;
            background: var(--white);
            border-radius: var(--radius-lg);
            padding: 26px 22px 22px;
            box-shadow: var(--shadow-lg);
            border: 2px solid var(--border-blue);
        }
        .form-modal__close {
            position: absolute;
            top: 12px;
            right: 14px;
            width: 36px;
            height: 36px;
            border-radius: 50%;
            background: #f1f5f9;
            border: none;
            font-size: 22px;
            cursor: pointer;
            color: var(--text-muted);
        }
        .form-modal__title { font-size: 20px; font-weight: 800; color: var(--text-navy); margin-bottom: 6px; padding-right: 32px; }
        .form-modal__sub { font-size: 13px; color: var(--text-muted); margin-bottom: 12px; line-height: 1.45; }
        .form-modal__meta {
            display: flex;
            flex-wrap: wrap;
            gap: 8px;
            margin-bottom: 16px;
        }
        .form-modal__meta span {
            font-size: 12px;
            font-weight: 700;
            color: var(--text-navy);
            background: var(--blue-light);
            padding: 5px 12px;
            border-radius: 999px;
        }
        .form-modal__hint {
            font-size: 12px;
            color: var(--text-muted);
            background: #fffbeb;
            border: 1px solid #fde68a;
            border-radius: var(--radius-sm);
            padding: 10px 12px;
            margin-bottom: 16px;
            line-height: 1.45;
        }
        .form-modal label {
            display: block;
            font-size: 13px;
            font-weight: 600;
            color: var(--text-navy);
            margin-bottom: 6px;
        }
        .form-modal label .req { color: #b91c1c; }
        .form-modal input,
        .form-modal select,
        .form-modal textarea {
            width: 100%;
            padding: 11px 14px;
            margin-bottom: 14px;
            border: 1.5px solid #c5d8e6;
            border-radius: var(--radius-sm);
            background: var(--input-bg);
            font-size: 14px;
        }
        .form-modal textarea { resize: vertical; min-height: 72px; }
        .form-row-2 {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 12px;
        }
        .form-row-2 > div label { margin-bottom: 6px; }
        .form-row-2 input { margin-bottom: 0; }
        .form-row-2 > div { margin-bottom: 14px; }
        .doc-section-title {
            font-size: 14px;
            font-weight: 800;
            color: var(--text-navy);
            margin: 8px 0 10px;
            padding-bottom: 6px;
            border-bottom: 1px solid #e8eef3;
        }
        .doc-field {
            margin-bottom: 14px;
            padding: 12px;
            background: #f8fafc;
            border: 1px solid #e2e8f0;
            border-radius: var(--radius-sm);
        }
        .doc-field__head {
            display: flex;
            align-items: flex-start;
            justify-content: space-between;
            gap: 8px;
            margin-bottom: 8px;
        }
        .doc-field__name { font-size: 13px; font-weight: 700; color: var(--text-navy); }
        .doc-field__badge {
            font-size: 10px;
            font-weight: 800;
            text-transform: uppercase;
            padding: 3px 8px;
            border-radius: 999px;
            flex-shrink: 0;
        }
        .doc-field__badge--req { background: #fee2e2; color: #b91c1c; }
        .doc-field__badge--opt { background: #e2e8f0; color: #64748b; }
        .doc-field__hint { font-size: 11px; color: var(--text-muted); margin-bottom: 8px; line-height: 1.4; }
        .doc-field input[type="file"] {
            margin-bottom: 0;
            padding: 8px;
            font-size: 12px;
        }
        .doc-field__chosen {
            font-size: 12px;
            color: #15803d;
            font-weight: 600;
            margin-top: 6px;
        }
        .form-modal__submit {
            width: 100%;
            padding: 13px;
            background: var(--blue-btn-grad);
            color: #fff;
            border: none;
            border-radius: 999px;
            font-size: 15px;
            font-weight: 700;
            margin-top: 4px;
        }
        .form-modal__submit.is-loading { opacity: 0.7; pointer-events: none; }

        /* Login / OTP modal (injected on detail pages) */
        .auth-step { display: none; }
        .auth-step.is-active { display: block; }
        .auth-back {
            display: inline-flex;
            align-items: center;
            gap: 6px;
            margin-bottom: 12px;
            padding: 0;
            border: none;
            background: none;
            font-size: 13px;
            font-weight: 600;
            color: var(--text-muted);
            cursor: pointer;
        }
        .auth-back:hover { color: var(--text-navy); }
        .auth-switch {
            text-align: center;
            font-size: 13px;
            color: var(--text-muted);
            margin-top: 14px;
        }
        .auth-switch button {
            border: none;
            background: none;
            color: var(--text-navy);
            font-weight: 700;
            cursor: pointer;
            text-decoration: underline;
            padding: 0;
            font-size: inherit;
        }
        .auth-otp-hint {
            font-size: 13px;
            color: var(--text-muted);
            margin-bottom: 16px;
            line-height: 1.45;
        }
        .auth-otp-hint strong { color: var(--text-navy); font-weight: 600; }
        .auth-otp-row {
            display: flex;
            gap: 8px;
            justify-content: center;
            margin-bottom: 14px;
        }
        .otp-digit {
            width: 42px;
            height: 48px;
            text-align: center;
            font-size: 20px;
            font-weight: 700;
            border: 1.5px solid #c5d8e6;
            border-radius: var(--radius-sm);
            background: #f8fafc;
        }
        .otp-digit:focus {
            outline: none;
            border-color: var(--blue-header);
            box-shadow: 0 0 0 3px rgba(26, 82, 120, 0.12);
        }
        .auth-resend {
            text-align: center;
            font-size: 12px;
            color: var(--text-muted);
            margin-bottom: 12px;
        }
        .auth-resend button {
            border: none;
            background: none;
            color: var(--text-navy);
            font-weight: 700;
            cursor: pointer;
            padding: 0;
        }
        .auth-resend button:disabled { opacity: 0.55; cursor: not-allowed; }
        .form-modal__service {
            font-size: 12px;
            font-weight: 600;
            color: var(--text-navy);
            background: var(--blue-light);
            border: 1px solid #c5d8e6;
            border-radius: var(--radius-sm);
            padding: 8px 12px;
            margin-bottom: 14px;
        }

        .auth-choice-btns {
            display: flex;
            gap: 12px;
            margin-top: 20px;
            margin-bottom: 8px;
        }
        .auth-choice-btn {
            flex: 1;
            padding: 12px 18px;
            font-size: 14px;
            font-weight: 700;
            border-radius: 999px;
            cursor: pointer;
            transition: all 0.22s ease;
            text-align: center;
            border: 1.5px solid #c5d8e6;
            background: var(--white);
            color: var(--text-navy);
            display: inline-flex;
            align-items: center;
            justify-content: center;
        }
        .auth-choice-btn:hover {
            border-color: var(--border-blue);
            background: #f8fafc;
        }
        .auth-choice-btn--primary {
            background: var(--blue-btn-grad);
            color: var(--white);
            border: none;
            box-shadow: 0 2px 8px rgba(26,82,120,0.08);
        }
        .auth-choice-btn--primary:hover {
            background: var(--blue-header);
            border: none;
            transform: translateY(-1.5px);
            box-shadow: 0 4px 12px rgba(26,82,120,0.15);
        }
        @media (max-width: 480px) {
            .auth-choice-btns {
                flex-direction: column;
                gap: 10px;
            }
            .auth-choice-btn {
                width: 100%;
            }
        }

        /* Financial year picker */
        .fy-block { margin-bottom: 16px; padding: 14px; background: #f8fbfd; border: 1px solid #d0e4f0; border-radius: var(--radius-md); }
        .fy-block__label { font-size: 13px; font-weight: 700; color: var(--text-navy); margin-bottom: 4px; }
        .fy-block__hint { font-size: 11px; color: var(--text-muted); margin-bottom: 10px; line-height: 1.4; }
        .fy-mode-toggle { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 12px; }
        .fy-mode-btn {
            padding: 7px 12px;
            border: 1.5px solid #c5d8e6;
            border-radius: var(--radius-pill);
            background: var(--white);
            font-size: 12px;
            font-weight: 600;
            color: var(--text-muted);
        }
        .fy-mode-btn.is-active { background: var(--blue-light); border-color: var(--blue-header); color: var(--text-navy); }
        .fy-pane { display: none; }
        .fy-pane.is-active { display: block; }
        .fy-pane label { display: block; font-size: 12px; font-weight: 600; color: var(--text-navy); margin-bottom: 6px; }
        .fy-pane select {
            width: 100%;
            padding: 10px 12px;
            border: 1.5px solid #c5d8e6;
            border-radius: var(--radius-sm);
            background: var(--white);
            font-size: 13px;
            margin-bottom: 0;
        }
        .fy-pane__sub { font-size: 11px; color: var(--text-muted); margin-bottom: 8px; }
        .fy-check-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 6px; max-height: 180px; overflow-y: auto; }
        .fy-check {
            display: flex;
            align-items: flex-start;
            gap: 8px;
            font-size: 11px;
            color: var(--text-navy);
            padding: 6px 8px;
            background: var(--white);
            border: 1px solid #e0ecf3;
            border-radius: 6px;
            cursor: pointer;
        }
        .fy-check input { margin-top: 2px; flex-shrink: 0; }

        .billing-cycle-hint {
            font-size: 12px;
            color: var(--text-muted);
            margin-top: 8px;
            line-height: 1.45;
        }
        .price-savings {
            margin-top: 10px;
            padding: 10px 12px;
            background: #ecfdf5;
            border: 1px solid #a7f3d0;
            border-radius: var(--radius-sm);
            font-size: 13px;
            font-weight: 600;
            color: #047857;
        }
        .price-savings i { margin-right: 4px; vertical-align: -2px; }

        .subtype-select-wrap { margin-top: 14px; padding-top: 14px; border-top: 1px dashed #d0e4f0; }
        .itr-brief__tag--sub { background: #fef3c7; color: #92400e; margin-left: 6px; }
        .price-matrix-intro { font-size: 13px; color: var(--text-muted); margin-bottom: 12px; line-height: 1.45; }
        .price-matrix-wrap { overflow-x: auto; }
        .price-matrix {
            width: 100%;
            border-collapse: collapse;
            font-size: 13px;
        }
        .price-matrix th, .price-matrix td {
            padding: 10px 12px;
            border: 1px solid #d0e4f0;
            text-align: left;
        }
        .price-matrix th { background: var(--blue-light); color: var(--text-navy); font-weight: 700; }
        .price-matrix tbody tr:nth-child(even) { background: #f8fbfd; }
        .price-matrix td:last-child { white-space: nowrap; }

        @media (max-width: 520px) {
            .form-row-2 { grid-template-columns: 1fr; }
        }