Still haven't filed your ITR?
If the income tax return deadline is approaching and you have not started yet, do not panic — but act today. Filing late can lead to a fee under Section 234F, loss of certain deductions, and delayed refunds.
Step 1: Log in and download AIS & Form 26AS
Before entering any figure, open the AIS (Annual Information Statement) and Form 26AS on the Income Tax e-filing portal. Match salary, interest, TDS, and capital gains with your own records. Discrepancies are a common reason for notices later.
Step 2: Pick the correct ITR form
- ITR-1 — Salaried individuals with income up to ₹50 lakh, one house property, and no business income
- ITR-3 — Freelancers, professionals, and partners in firms
- ITR-4 — Presumptive taxation for small businesses and professionals
Choosing the wrong form can invalidate your return. When unsure, get it reviewed by a tax expert before upload.
Step 3: Keep these documents on your desk
- Form 16 (all employers if you changed jobs)
- Bank statements and FD interest certificates
- Home loan interest certificate
- Investment proofs — ELSS, PPF, NPS, health insurance (80D)
- Capital gains statements from brokers or property sale deeds
Step 4: File, then e-verify the same day
Uploading the return is not enough — you must e-verify within 30 days (Aadhaar OTP, net banking, or DSC). An unverified return is treated as invalid.
When to get professional help
If you have foreign income, ESOPs, multiple properties, crypto transactions, or revised return needs, last-minute DIY filing increases error risk. AONETAX experts can review and file your return the same day across 100+ branches.
Need urgent ITR filing? Apply online at AONETAX.in or visit your nearest branch — we handle document collection, AIS reconciliation, and e-verification end to end.